Personal home and content insurance.

A landlord contents insurancepolicy does not refer to the content policy of the tenants, that is their own responsibility and they need make provisions for that themselves. This type of policy refers to contents of the landlord in the property, depending on if you have rented the property furnished or unfurnished. Therefore in the event of any damage to carpets, sofas and pictures etc the landlord contents insurance will cover for damages. This kind policy can provide cover to contents beginning from the amount of £5000.00 onwards. This policy especially benefits landlords who consider offering a property furnished, to help rent out the property sooner. This kind of insurance will cover the landlord and their contents. Even though landlords try to vet tenants before they move in, this type of policy offers the landlord the peace of mind that their contents are safe either way in case of a genuine damages, or even due to inconsiderate tenants who may damage the landlord’s contents.
If you are a landlord you should have a proper landlord insurance to cover your rented property. A normal home insurance is not designed for rented properties and may not cover all aspects of your property and tenant needs. This could lead to the landlord having to put things right themselves and this cost a lot money and with the credit crunch looming no landlord would like to pay out more money then is really needed to be paid out for repairs. So why not give Rent Guard a call that specialise in landlord insurance and can offer landlords with landlord insurance policies designed to protect the landlord and the their properties. It costs less than you may think so its worth a while to pick up the phone and give rent guard a call and insure your property for your peace of mind.
landlord building insurance is another policy for landlord to ensure that their property is protected again any natural disasters and most obviously will provide cover if there is any misuse of the property by the tenants. The landlord building insurance is particularly beneficial as it can also offer financial safety measures. There are many other things that can be added to the policy to provide a better cover, which covers all aspects of being a landlord. This is always recommended to ensure that the landlord is fully covered in the worst case scenario.
All the above policies are design in a specific way and different to personal home and content insurance. Therefore it is very important that landlords understand the importance of these policies and take out a policy most suitable for their property. It is also advisable to landlords to ensure that their tenants understand that the landlord insurance will not cover their contents or goods in case of any damage happening to them. Tenants need to take out their own insurance to protect their own personal items. If you are a landlord are interested in protecting your property against tenants, accidental damages of natural disasters give Rent Guard a call or visit their website and one their insurance advisors will be happy to ensure that your property is covered with the best policy for your property.